Remitly Offer Code

Searching for a Remitly offer code is one of the most common steps UK users take before their first international transfer — and for good reason. Remitly is one of the most popular international money transfer apps in the UK, serving 9.6 million customers worldwide and processing $75 billion in transfers annually. For first-time users, applying a Remitly promo code unlocks a zero-fee transfer at a special exchange rate, which can represent a meaningful saving on that initial send.

BudgetFitter verifies the current Remitly new customer offer so you know exactly what to expect before signing up. The verified offer is shown in the deals section above — no guesswork required.

Everything About Remitly

How It Works

Remitly is a dedicated international money transfer app, available on iOS and Android, as well as via a web browser. It is authorised and regulated by the Financial Conduct Authority (FCA reference 728639), giving UK users the same regulatory protection they would expect from a high-street bank transfer service.

The process is straightforward: you create an account, enter the amount you want to send and the destination country, choose a delivery speed, and add your recipient’s bank account or mobile wallet details. Transfers can be funded via debit card, credit card, or bank account depending on which speed tier you select. Once sent, you can track the transfer’s progress in real time within the app until it arrives in the recipient’s account.

Countries and Fees

Remitly supports transfers to 175+ countries, covering major remittance corridors from the UK including India, Pakistan, the Philippines, Nigeria, Kenya, Bangladesh, Ghana, and across Eastern Europe and Latin America. This breadth of coverage makes it one of the most widely used transfer platforms for the UK’s diverse communities sending money to family overseas.

Two delivery speed tiers are available. Express transfers are faster — often arriving within minutes for supported corridors — and are typically funded by debit or credit card. Economy transfers take longer but cost less, funded via bank account. Remitly shows all fees and the exchange rate upfront before you confirm, so you know exactly how much your recipient will receive. There are no hidden charges applied after the fact.

For UK senders looking to compare rates across multiple services before committing, BudgetFitter’s Cheap International Money Transfer Matcher lets you run side-by-side comparisons across leading providers to find the lowest-cost route for your specific corridor.

Promo Code for New Users

Remitly’s new customer offer gives first-time users a zero-fee transfer at a special exchange rate — applied automatically when you use a verified Remitly offer code at sign-up. The offer applies to the first transfer, giving new users an immediate saving on both the transfer fee and the exchange rate margin compared to standard pricing. The BudgetFitter-verified Remitly promo code is kept current in the deals section above; the offer is applied at sign-up rather than entered at a payment screen.

The promotion is available to new UK customers only, limited to one use per account. BudgetFitter maintains the current verified offer and updates the page whenever the terms change, so the deal shown above reflects what is available at any given time.

Remitly vs Wise and Western Union

Remitly vs Wise: Wise bases its pricing on the mid-market exchange rate plus a transparent percentage fee, and it offers a multi-currency account for holding balances in different currencies. Remitly takes a different approach — it bundles competitive rates into its two-speed pricing model and focuses specifically on the remittance use case rather than multi-currency accounts. For high-frequency senders or those who need a borderless account, Wise may be a better fit. For straightforward remittance transfers on popular corridors — particularly India, the Philippines, Pakistan, and Nigeria — Remitly frequently offers more competitive total costs.

Remitly vs Western Union: Western Union is one of the oldest transfer networks in the world and supports cash pickup at 200+ countries — useful where recipients lack a bank account. However, Western Union’s fees and exchange rate margins tend to be significantly higher than Remitly’s for bank-to-bank or mobile wallet transfers. If the recipient has a bank account, Remitly is typically the cheaper option. If cash pickup is a requirement, Western Union remains the dominant choice for physical pickup locations.

Other alternatives worth knowing about include Paysend, which specialises in flat-fee card-to-card transfers across 170+ countries, and LemFi, which is particularly strong for African corridors and offers multi-currency accounts for diaspora communities. The right choice depends on the destination country, the amount being sent, and how the recipient prefers to access the funds.