Last updated: 11 November 2026
1. OVERVIEW & OPERATOR
These FitterPass Circle Terms & Conditions (“Circle Terms”) govern participation in FitterPass Circle, the free community engagement and monthly standings programme operated by FozDigital LTD, trading as BudgetFitter (Company Registration Number 13470802, registered in England and Wales). These Circle Terms supplement our master Terms and Conditions and Privacy Policy.
2. FREE MEMBERSHIP & ACCESS
FitterPass Circle is 100% free to join and requires no subscription fee, payment card, or purchase. Any registered user with an active BudgetFitter account can access FitterPass Circle via the account drawer on budgetfitter.uk or inside the BudgetFitter iOS and Android mobile app.
3. EARNING FITTERPASS POINTS & DAILY CAPS
Members earn FitterPass points through verified daily savings habits and constructive community contributions. To keep standings fair and prevent automated farming, strict daily caps apply:
- Daily Coffee Briefing (+10 pts, once per day): Reading the daily 3-minute briefing in Daily Coffee. Completing seven (7) consecutive daily check-ins awards an automatic +50 pts streak bonus.
- Brand Exploration & Following (+5 pts, up to 3 per day): Inspecting a verified brand profile or following a merchant in your Personal Vault.
- Smart Money Tips & Insights (+25 pts, up to 3 per day): Publishing an approved, constructive checkout tip, review, or savings insight on a brand page or editorial guide.
- Community Helpful Votes (+2 pts to voter / +5 pts to author): Upvoting genuinely helpful community tips or receiving helpful votes from fellow members (subject to anti-collusion and daily rate limits).
FitterPass points have no cash or monetary redemption value, cannot be purchased, sold, or transferred between accounts, and serve solely to track lifetime member tiers (from Curious Saver to Club Legend) and monthly leaderboard standings.
4. MONTHLY STANDINGS, SELECTION & TIE-BREAKERS
FitterPass Circle operates on a merit-based calendar-month season — never a random lottery or game of chance:
- Monthly Cut-Off: Each monthly season closes at 23:59:59 UK time (GMT/BST) on the final calendar day of the month, after which monthly points reset to zero for the new season while lifetime points and permanent tiers remain intact.
- Minimum Qualification Threshold: To qualify for a monthly digital gift card reward, an eligible member must accumulate at least 250 monthly points during that calendar month.
- Winner Determination & Tie-Breakers: The highest-scoring eligible member (#1 Prize Leader) at month-end wins the featured monthly reward. In the event of an exact tie in monthly points, the tied member with the higher lifetime points total prevails; if still tied, the member with the longer active daily streak at month-end prevails.
5. THREE-MONTH WINNER COOLDOWN RULE
To ensure fair rotation across the community, any member who claims a monthly FitterPass Circle reward enters a mandatory three (3) calendar-month cooldown window. During this exemption period, the member may continue earning points, maintaining streaks, and appearing on the leaderboard (marked with a recent-winner badge), and the monthly prize automatically passes down to the highest-ranked non-exempt eligible member who meets the 250-point threshold.
6. REWARD ELIGIBILITY, UK GBP DELIVERY & CLAIM WINDOW
- UK Residency & Age Requirement: While members worldwide may participate in FitterPass Circle tiers and streaks, monthly digital gift card rewards are denominated exclusively in Pound Sterling (£ GBP) and restricted to UK residents aged 18 or over.
- Verified Email Delivery: BudgetFitter notifies the winning member via their registered account email address within two (2) working days of month-end. Rewards are delivered 100% digitally as a multi-brand UK retail voucher or featured partner gift card.
- Seven-Day Claim Window: Winners must respond to verification or claim their digital voucher within seven (7) calendar days of dispatch. If an email bounces or goes unclaimed after seven days, the reward is forfeited and re-awarded to the next eligible member on that month’s standings.
7. SPONSORED SEASONS & EDITORIAL INDEPENDENCE
Selected monthly seasons may be funded by a featured merchant (clearly badged as “Sponsored by [Partner]”). Commercial sponsorship funds the prize pool only and never influences leaderboard rankings, point calculations, or our independent BudgetFitter Score (BFS) assessments.
8. PRIVACY MASKING, MODERATION & ANTI-ABUSE
Public standings display privacy-safe shortened names (for example, Oliver H.) and never expose member email addresses. BudgetFitter reserves the right to remove low-effort or AI-generated spam comments, reverse manipulated votes, and disqualify duplicate, scripted, or abusive accounts without prior notice. Enquiries regarding FitterPass Circle may be directed via our Contact Us page.