Last updated: August 22, 2026
AGREEMENT TO OUR LEGAL TERMS
We are FozDigital LTD, trading as BudgetFitter (“Company”, “we”, “us”, or “our”), a company registered in England and Wales under Company Registration Number 13470802, with Information Commissioner’s Office (ICO) Data Protection Registration Number ZB348787 and registered UK trademark #UK00004088233. Our registered office is located at 124 City Road, London, EC1V 2NX, United Kingdom.
We operate the website https://budgetfitter.uk (the “Site”), our native mobile applications for iOS and Android (the “App”), our privacy-first browser extension for Chromium-based browsers (the “Extension”), our weekly curated newsletter (“The Fitter Newsletter”), our interactive comparison utilities and quizzes (“FitterTools”), our independent editorial reviews (“The Savings Review”), our conversational deal search engine (“AI Ally” / “AI Mode”), our member accounts and dashboards, as well as all associated software, APIs, and digital routing services that refer or link to these terms (collectively, the “Services”).
BudgetFitter is an independent UK savings, commercial intelligence, and perks platform built to help people, digital builders, software creators, remote professionals, and discerning consumers eliminate the “Lazy Tax” — the premium paid by default on software tool stacks, cloud hosting tiers, domain renewals, broadband contracts, payment rails, cross-border travel, and everyday lifestyle essentials because the best deal was buried, the promo code had expired, or the free reward went unclaimed.
You can contact our support team by email at [email protected], our commercial partnerships team at [email protected], or via our verified web contact interface at https://budgetfitter.uk/contact-us/.
These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”), and FozDigital LTD, concerning your access to and use of the Services. You agree that by accessing or using any part of the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.
We will provide you with reasonable notice of any material changes to these Legal Terms by updating the “Last updated” date at the top of this document, and where appropriate, via on-site banners, in-app notices, or direct electronic communication. The modified Legal Terms will become effective immediately upon posting. By continuing to use the Services after the effective date of any revisions, you agree to be bound by the modified terms.
The Services are intended for individuals who are at least 18 years old or have reached the age of majority in their jurisdiction of residence. Individuals under the age of 18 are not permitted to register for an account or participate in the Ally Rewards programme.
We recommend that you print or download a digital copy of these Legal Terms for your personal records.
TABLE OF CONTENTS
- 1. OUR SERVICES & PLATFORM SCOPE
- 2. INTELLECTUAL PROPERTY RIGHTS & PROPRIETARY DATA
- 3. USER REPRESENTATIONS & WARRANTIES
- 4. USER REGISTRATION & AUTHENTICATION
- 5. ACCOUNT USAGE, FREE ACCESS & FAIR USE POLICY
- 6. ACCOUNT DORMANCY, INACTIVITY & DATA PRUNING
- 7. BUDGETFITTER SCORE (BFS) & EDITORIAL INTEGRITY
- 8. ALLY REWARDS PROGRAMME POLICY
- 9. CONTINGENT REWARDS & ZERO DIRECT DEBT LIABILITY
- 10. REWARD FORFEITURE UPON TERMINATION FOR CAUSE
- 11. AI ALLY, AI MODE & GENERATIVE SEARCH DISCLAIMER
- 12. FITTERTOOLS, QUIZZES & COMPARISON UTILITIES
- 13. DEAL VOLATILITY, FLASH OFFERS & PUSH ALERTS
- 14. OUTCLICK ROUTING, DEEP-LINKING & DESTINATION SERVERS
- 15. EXCLUSIVE PROMO CODE SYNDICATION & RESELLING BAN
- 16. PROHIBITED ACTIVITIES & ANTI-SCRAPING CLAUSE
- 17. PLATFORM SECURITY & COMPUTER MISUSE ACT COMPLIANCE
- 18. USER GENERATED CONTRIBUTIONS & DEAL FEEDBACK
- 19. CONTRIBUTION LICENCE
- 20. GUIDELINES FOR REVIEWS & ANTI-SABOTAGE RULES
- 21. THIRD-PARTY WEBSITES, MERCHANTS & COMMERCIAL CONTENT
- 22. MERCHANT INSOLVENCY & SERVICE NON-PERFORMANCE
- 23. MERCHANT BILLING, AUTO-RENEWALS & SUBSCRIPTIONS
- 24. MULTI-CURRENCY CONVERSIONS & FX FLUCTUATIONS
- 25. AFFILIATE REVENUE DISCLOSURE & ADVERTISER RELATIONSHIPS
- 26. TAX OBLIGATIONS & PERSONAL REPORTING RESPONSIBILITY
- 27. SERVICES MANAGEMENT & SECURITY SAFEGUARDS
- 28. PRIVACY POLICY & DATA PROTECTION
- 29. TERM AND TERMINATION
- 30. MODIFICATIONS, INTERRUPTIONS & FORCE MAJEURE
- 31. GOVERNING LAW & JURISDICTION
- 32. DISPUTE RESOLUTION & BINDING ARBITRATION
- 33. CLASS ACTION & REPRESENTATIVE PROCEEDING WAIVER
- 34. CORRECTIONS & PRICING ACCURACY
- 35. FINANCIAL & PROFESSIONAL ADVICE DISCLAIMER
- 36. GENERAL DISCLAIMER OF WARRANTIES
- 37. STRICT LIMITATIONS OF LIABILITY & AGGREGATE CAP
- 38. INDEMNIFICATION
- 39. USER DATA & SYSTEM BACKUPS
- 40. ELECTRONIC COMMUNICATIONS, TRANSACTIONS & SIGNATURES
- 41. MOBILE APPLICATION, IN-APP WEBVIEWS & EXTENSION LICENCE
- 42. MISCELLANEOUS & SEVERABILITY
- 43. CONTACT US
1. OUR SERVICES & PLATFORM SCOPE
BudgetFitter delivers a modern, multi-platform savings and commercial intelligence infrastructure structured around 5 core commercial spending pillars:
- Create & Build: Web infrastructure, VPS/cloud hosting, domain registrars, AI generators, creative design suites, developer tooling, and telecom contracts.
- Scale & Manage: Business growth platforms, marketing and SEO tools, CRM systems, e-commerce logistics, accounting and finance, cybersecurity, and digital banking rails.
- Travel & Explore: Global airlines, UK and international rail/coach networks, hotel bookings, micro-mobility, global travel eSIMs, tours, attractions, and international remittance.
- Live & Thrive: Food delivery, smart nutrition, organic supermarkets, fitness apps, gyms, wearables, and streaming entertainment.
- Global Marketplaces: Cross-border consumer marketplaces, direct-to-consumer sourcing, and specialist hardware/rental platforms.
Our digital ecosystem comprises:
- The Website (budgetfitter.uk): The central command centre providing full access to verified discount codes, curated deals, merchant factsheets, the independent BudgetFitter Score (BFS), and editorial guides. Browsing and deal copying require no mandatory account creation.
- The Mobile Application (iOS & Android): The power-user companion featuring the personalised Deal Feed (curated updates from brands you follow), the daily refreshed Discovery Feed, custom deal push alerts, and calendar reminders.
- The Browser Extension (Chromium): A privacy-first, Manifest V3 companion that alerts you to verified codes during checkout. The Extension operates passively, collects zero personal browsing history, and never injects rogue scripts or hijacks affiliate tracking.
- The Fitter Newsletter: Curated weekly dispatches delivering hand-verified deal drops and exclusive vouchers directly to your inbox.
- AI Mode & AI Ally: Natural-language conversational deal discovery powered by our proprietary Ally Intelligence engine, which evaluates deal health, pricing validity, and affiliate link status continuously.
- The Savings Review: Independent editorial reviews, brand intelligence breakdowns, and buying guides authored by our editorial strategists.
- FitterTools & Quizzes: Impartial interactive comparison utilities (broadband switches, travel eSIMs, software stacks).
- Ally Rewards: A performance-shared loyalty programme that rewards users with instant digital gift cards for completing verified merchant missions.
The information provided through the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject us to any local regulatory registration requirement. Users accessing the Services from outside the United Kingdom do so on their own initiative and are solely responsible for compliance with applicable local laws.
2. INTELLECTUAL PROPERTY RIGHTS & PROPRIETARY DATA
Our Intellectual Property
We are the owner or lawful licensee of all intellectual property rights in our Services, including all software source code, database architectures, APIs, algorithms, BFS scoring methodologies, graphic designs, UI components, typography, layout templates, audio, video, text, photographs, curated deal descriptions, factsheets, brand intelligence dossiers, and editorial reviews (collectively, the “Content”), as well as our trademarks, service marks, and logos (the “Marks”).
Our Content and Marks are protected by copyright, trademark, and database protection laws in the United Kingdom, the European Union, the United States, and internationally under applicable treaties. The Content and Marks are provided through the Services strictly “AS IS” for your personal, non-commercial informational use in accordance with these Legal Terms.
Your Limited Licence to Use the Services
Subject to your strict compliance with these Legal Terms, including the “PROHIBITED ACTIVITIES & ANTI-SCRAPING CLAUSE” below, we grant you a non-exclusive, non-transferable, revocable, personal licence to:
- Access and use the Services solely for your personal, non-commercial savings and shopping research.
- Download and install our native Mobile Application and Browser Extension on personal devices owned or controlled by you.
- View, print, or download a reasonable portion of the Content to which you have properly gained access, solely for your individual, non-commercial use.
- Share links to publicly available deals and editorial reviews using standard web sharing mechanisms.
Except as expressly authorised in this section, no part of the Services, Content, or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, sublicenced, reverse engineered, or otherwise exploited for any commercial purpose whatsoever without our prior express written consent.
Submissions and Feedback
By communicating any questions, suggestions, feedback, bug reports, feature concepts, or ideas regarding the Services (“Submissions”) to us, you agree that such Submissions become our sole property. We shall possess exclusive ownership of all rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgement, credit, or financial compensation to you.
3. USER REPRESENTATIONS & WARRANTIES
By using the Services, you represent and warrant that:
- All registration and profile information you submit is true, accurate, current, and complete.
- You will maintain the accuracy of such information and promptly update registration details as necessary.
- You have the legal capacity to enter into these Legal Terms and agree to comply with them.
- You are not a minor in the jurisdiction in which you reside, and you are at least 18 years of age.
- You will not access the Services through automated, scripted, or non-human means (including bots, scrapers, crawlers, spiders, or automated browser agents).
- You will not use the Services for any unlawful, unauthorised, deceptive, or fraudulent purpose.
- Your use of the Services complies with all applicable local, national, and international laws and regulations.
- You are not located in a country subject to a UK, UN, EU, or US government embargo, nor are you listed on any UK or international sanctions or denied-parties list.
- Ally Rewards Verification Truthfulness: Because BudgetFitter disburses real digital gift card rewards through the Ally Rewards programme, you strictly warrant that all personal data, transaction receipts, invoice numbers, and proof of purchase documents you provide are genuine, unaltered, and belong exclusively to transactions you completed. Providing falsified, altered, or fraudulent documentation constitutes a material breach of these Terms, resulting in immediate account termination, forfeiture of all pending rewards, and potential referral to relevant law enforcement and anti-fraud authorities.
4. USER REGISTRATION & AUTHENTICATION
You can browse our public deal directories, search brand factsheets, and access discount codes without registering an account. However, creating a BudgetFitter account is required to follow brands in your Deal Feed, receive push notifications, manage custom alerts, and participate in the Ally Rewards programme.
Our authentication and user state management are synchronized across our Website and Mobile Applications via secure Firebase Authentication infrastructure. When registering, you agree to:
- Provide a valid, accessible individual email address.
- Maintain the confidentiality and security of your login credentials and authentication tokens.
- Accept sole responsibility for all activities occurring under your account.
- Notify us immediately at [email protected] upon discovering any unauthorised access or security breach affecting your account.
- Never transfer, sell, assign, or share your account credentials with any third party.
- Maintain only one active individual account per person. Creating duplicate or multi-tenant accounts to bypass limits or exploit promotions is strictly prohibited.
We reserve the right to suspend, terminate, or reclaim any account, username, or display name if we determine, in our sole discretion, that it is fraudulent, abusive, misleading, or infringes upon third-party rights.
5. ACCOUNT USAGE, FREE ACCESS & FAIR USE POLICY
100% Free Core Platform
BudgetFitter operates as a 100% free-to-use consumer and professional intelligence platform. We do not require credit card details to browse, register, follow brands, or claim standard discount codes. Our platform operations, human verification team, server infrastructure, and Ally Rewards are funded entirely through performance-based affiliate partnerships with featured merchants, as detailed in our Affiliate Revenue Disclosure.
Fair Use & Non-Commercial Personal/Team Use
Your access to BudgetFitter is provided strictly for legitimate savings discovery and procurement research. You agree not to:
- Use BudgetFitter to systematically source inventory or bulk coupons for commercial reselling, voucher syndication, or dropshipping arbitrage.
- Resell, broker, or sublicence exclusive BudgetFitter discount codes, referral links, or Ally Rewards gift card claims.
- Generate excessive or unnatural server loads via automated polling, high-frequency requests, or script-driven interactions that exceed standard personal browsing patterns.
6. ACCOUNT DORMANCY, INACTIVITY & DATA PRUNING
To ensure system hygiene and comply with statutory UK GDPR data minimization requirements, accounts that exhibit zero login or interactive activity for a continuous period of eighteen (18) consecutive months may be designated as dormant. BudgetFitter reserves the right to archive or permanently delete dormant accounts and associated historical preferences after providing advance electronic notice to the registered email address. Unredeemed or unverified pending mission claims on dormant accounts shall expire upon account deletion.
7. BUDGETFITTER SCORE (BFS) & EDITORIAL INTEGRITY
The BudgetFitter Score (BFS) is our independent, unbought brand evaluation metric displayed across merchant profiles on our Website and Mobile App. The BFS evaluates merchant trustworthiness, pricing transparency, subscription renewal terms, discount quality, and historical checkout reliability.
Editorial Autonomy & Public Interest Defense: The BFS cannot be bought, sponsored, negotiated, or influenced by commercial advertisers. Brands cannot pay for higher ratings or positive scores. In accordance with the UK Defamation Act 2013 (Section 3: Honest Opinion and Section 4: Public Interest), all BFS ratings, merchant risk breakdowns, pro-tips, and factsheet dossiers represent genuine, unbought editorial opinions based on verified empirical audits of live merchant checkout processes and published terms of service. We publish these assessments in good faith to inform consumers and advance market transparency.
Editorial Assessment Disclaimer: The BudgetFitter Score represents an independent consumer watchdog editorial assessment. The BFS does NOT constitute financial advice, credit brokerage, insurance advice, or a formal warranty of merchant solvency, product quality, or commercial performance. You remain solely responsible for conducting your own due diligence before entering into any commercial contract or completing a purchase with any featured merchant.
8. ALLY REWARDS PROGRAMME POLICY
Programme Overview: Instant Digital Gift Cards
Ally Rewards re-imagines traditional cashback as instant digital gift cards. Rather than locking percentages in a virtual wallet behind arbitrary £10–£25 payout thresholds or delayed banking withdrawals, Ally Rewards treats qualifying merchant engagements as standalone missions. Upon completing and verifying a mission, users receive the full reward value as an instant digital gift card redeemable across 100+ global brands (such as Amazon, Tesco, Apple, Uber, and others).
Mission Types & Qualification Criteria
Each Ally Rewards campaign specifies its required mission type and qualifying terms:
- Purchase Missions: Completing a valid, unreturned transaction of qualifying goods or services meeting minimum spend thresholds.
- Registration & Sign-Up Missions: Creating and verifying a genuine new customer account on the partner platform.
- Quote & Application Missions: Completing a bona fide application or insurance/utility quote.
- Free Trial Missions: Activating a genuine trial of a software or subscription service.
Geographic Availability & Payout Scope
The Ally Rewards programme is currently operational for users residing in the United Kingdom (UK), with select pilot campaigns running in limited beta for international jurisdictions. Gift cards are issued in British Pounds Sterling (£ GBP) unless a specific campaign explicitly denotes an alternative regional currency.
Verification, Tracking & Clean-Room Protocol
- Tracking Initiation: To ensure proper attribution, you must click the official “Activate Reward” or tracking button on BudgetFitter and complete the mission within the same continuous browsing session.
- Clean-Room Protocol: Running conflicting third-party coupon browser extensions during an active mission may overwrite affiliate tracking cookies and break attribution. To protect your reward eligibility, we recommend using a clean browsing tab or disabling competing coupon injectors while completing a mission.
- Proof Submission: Following completion of the mission, you may be required to submit your proof of purchase (such as order confirmation screenshot, invoice number, or account email) via our secure claim portal.
- Merchant Validation Window: Partner merchants independently validate that the transaction was completed, not returned, cancelled, or refunded. Validation typically takes between 30 and 90 days, aligning with statutory consumer return and cooling-off windows.
- Direct Gift Card Delivery: Once the merchant confirms attribution and validates the transaction, we disburse your digital gift card link directly to your verified email address or your member dashboard.
Anti-Fraud, Churning & Clawback Rules
We strictly prohibit submitting forged or third-party order receipts, purchasing items with the intent of immediately returning them after claiming rewards (“churning”), or farming rewards through multiple accounts. If a merchant subsequently cancels, refunds, or reverses commission for a transaction, we reserve the right to void the corresponding reward claim, revoke unredeemed gift cards, or terminate the associated BudgetFitter account.
9. CONTINGENT REWARDS & ZERO DIRECT DEBT LIABILITY
REWARD ELIGIBILITY IS STRICTLY CONTINGENT UPON THIRD-PARTY MERCHANT VALIDATION AND COMMISSION SETTLEMENT. Ally Rewards is funded entirely by sharing affiliate commissions actually received by BudgetFitter from partner retailers and affiliate networks.
You expressly acknowledge and agree that:
- BudgetFitter does not assume direct debt, banking, or contractual cash liability to pay rewards out of our own funds if a merchant or affiliate network fails to track, rejects, reverses, or withholds commission for any reason.
- Tracking dropouts resulting from ad-blockers, anti-tracking browser configurations, VPNs, cookie clearing, or conflicting third-party coupon extensions (such as third-party coupon injectors, automated discount toolbars, or competing shopping extensions) are beyond BudgetFitter’s control. If a merchant records zero attribution, no gift card reward will be issued.
- BudgetFitter acts solely as a promotional intermediary and reward distributor, not a financial debtor.
10. REWARD FORFEITURE UPON TERMINATION FOR CAUSE
In the event that your BudgetFitter account is suspended or terminated for cause — including, without limitation, for submitting fraudulent receipts, engaging in automated scraping, operating multiple accounts, exploiting bugs, or violating any provision of these Legal Terms — all pending mission verifications, unredeemed reward claims, and promotional perks shall be immediately and permanently forfeited with zero compensation. BudgetFitter shall bear no liability for forfeited claims resulting from breaches of these Terms.
11. AI ALLY, AI MODE, SYNTHETIC MEDIA & AUTOMATED ANALYSIS DISCLAIMER
BudgetFitter utilises artificial intelligence, natural language models, automated web crawlers, and algorithmic synthesis engines (including “AI Ally”, “AI Mode”, and “Ally Intelligence”) to assist users with deal discovery, summarise merchant terms, compare policy tiers, and generate illustrative conceptual media. These features are informational digital conveniences.
1. Generative Text, Algorithmic Overviews & Dynamic Summaries: You expressly acknowledge and agree that:
- Generative models and algorithmic summarisers process external signals and may occasionally produce approximate, incomplete, or outdated representations of merchant pricing, return periods, shipping thresholds, or contract terms.
- Ally Intelligence summaries and AI Mode responses reflect an automated snapshot and do not constitute a binding quote, legal representation, or contractual endorsement from BudgetFitter or the featured merchant.
- Mandatory Pre-Checkout Verification: You must independently review and verify final prices, voucher validity, and terms directly on the third-party merchantx27s official checkout page before completing any payment.
- Non-Liability for Automated Outputs: FozDigital LTD disclaims all liability for purchasing choices, contract renewals, booking errors, or direct/indirect losses resulting from reliance on automated summaries or conversational outputs.
2. Synthetic Media & AI-Generated Visuals Disclosure: BudgetFitter may generate creative concept artwork, lifestyle backgrounds, and card media using generative AI imaging technologies. Such visuals are strictly illustrative concept art, are labelled with an “AI Generated Visual” indicator where applicable, and do not represent authentic physical inventory or official merchant product photography unless explicitly attributed.
3. Merchant Safe Harbor, Correction Notice & Expedited Review Procedure: BudgetFitter operates in good faith to provide objective, fair, and accurate commercial intelligence. If a brand owner, authorised merchant representative, or intellectual property holder believes that any AI-generated summary, algorithmic description, or synthetic visual mischaracterises their product, infringes on a proprietary trademark, or presents inaccurate terms:
- Notice & Takedown Channel: Please submit an expedited correction request directly to our editorial and compliance team at [email protected] (cc: [email protected]) detailing the target URL, the specific text or visual in question, and verified factual corrections.
- Expedited Remediation: Upon receiving verified notice, BudgetFitter will review, correct, regenerate, or remove the disputed content within forty-eight (48) to seventy-two (72) business hours.
- Safe Harbor: Automated AI text generation and algorithmic synthesis are provided without malice under informational fair use. Merchants agree to utilise this direct correction procedure prior to initiating any formal legal or regulatory action.
12. FITTERTOOLS, QUIZZES & COMPARISON UTILITIES
BudgetFitter publishes interactive quizzes, broadband comparison selectors, travel eSIM calculators, and software stack evaluation tools (“FitterTools”).
All FitterTools results, recommendations, and cost projections are generated algorithmically based on the inputs you provide and general market benchmarks. They are provided solely for general educational and illustrative convenience. FitterTools do not constitute bespoke telecommunications, technical, legal, or financial consultancy. Providers frequently alter regional coverage, installation fees, and contract terms without notice; you must verify complete technical and contract details directly with the provider before ordering.
13. DEAL VOLATILITY, FLASH OFFERS & PUSH ALERTS
The BudgetFitter Mobile Application provides optional, user-configured push notification alerts to inform you of time-sensitive deal drops, flash promotions, verified price cuts on brands you follow in your Deal Feed, and Ally Rewards mission confirmations.
Strict Opt-In & User Control: Push notifications are delivered strictly on a voluntary, consent-based opt-in basis. You have the permanent right to manage, customize, pause, or completely deactivate push notifications at any time directly through the in-app notification preference centre (Account > Notification Settings) or via your device operating system settings (iOS: Settings > BudgetFitter > Notifications; Android: Settings > Apps > BudgetFitter > Notifications). Upon deactivation, your device push token is immediately removed from active dispatch queues.
Push Notification Timing & Stock Volatility: Third-party promotional campaigns, voucher codes, and limited-quantity flash drops are inherently volatile. Retailers control their own inventory and may expire or modify discount codes without notice. Push notifications and Deal Feed alerts are distributed on a best-effort basis. Network latency, device operating system power-saving modes, or Apple APNs / Google FCM dispatch queues may delay notification delivery. BudgetFitter does not guarantee that any deal featured in a push notification or email alert will remain active or in stock by the time you access the merchant site.
14. OUTCLICK ROUTING, DEEP-LINKING & DESTINATION SERVERS
When you click an offer, deal card, or affiliate link on BudgetFitter, our system dynamically routes your browser through an automated tracking intermediary (e.g. /go/{id}/) to connect you to the target merchant’s storefront. You acknowledge that BudgetFitter operates strictly as a technological routing conduit. We do not control, monitor, or guarantee the server uptime, TLS/SSL security certificate validity, malware cleanliness, or secondary redirect destinations of third-party merchant servers or affiliate network tracking gateways.
15. EXCLUSIVE PROMO CODE SYNDICATION & RESELLING BAN
Certain discount codes, referral keys, and voucher strings published on BudgetFitter are provided under exclusive partner attribution agreements (Offline Code Attribution, where code_attribution = '1'). These exclusive codes are licensed strictly for direct, personal use by individual BudgetFitter readers on the merchant’s official checkout. You are strictly prohibited from scraping, harvesting, syndicating, reposting, or publishing BudgetFitter-exclusive promo codes on third-party coupon aggregators, cashback forums, browser extension databases, or public social media channels without our express written consent.
16. PROHIBITED ACTIVITIES & ANTI-SCRAPING CLAUSE
You may not access or use the Services for any purpose other than that for which we make them available. As a user of the Services, you strictly agree not to:
- Automated Scraping & Data Extraction: Systematically retrieve, harvest, scrape, index, or extract data, discount codes, merchant factsheets, BFS scores, editorial copy, or user reviews from the Services to compile or populate any database, directory, competitor site, or AI training corpus without our prior express written permission.
- Liquidated Damages for Data Scraping: You acknowledge that our proprietary database of human-verified deals, BFS intelligence, and curated merchant profiles represents substantial financial, technological, and editorial investment. If you engage in unauthorized automated scraping or data harvesting in violation of these Terms, you agree to pay liquidated damages of £100 per record extracted or £5,000 per day of active violation (whichever is greater). You agree this figure is a genuine pre-estimate of our operational and commercial damages, not a penalty.
- Security Circumvention: Circumvent, disable, decrypt, tamper with, or interfere with security features, rate-limiting thresholds, WAF configurations, API authentication tokens, or digital rights management protocols protecting the Services.
- Reverse Engineering: Decompile, reverse engineer, disassemble, or attempt to derive the source code, underlying algorithms, or private APIs of our Website, Mobile App, Browser Extension, or AI Ally engine, except where expressly permitted by applicable UK law.
- Abusive API Usage: Flood our public or internal API endpoints with automated requests exceeding reasonable individual usage limits, causing server degradation or latency.
- Impersonation & False Identity: Impersonate another person, user, employee, or brand representative, or use another individual’s credentials without authorization.
- Harassment & Interference: Harass, threaten, defame, or abuse our staff, editorial strategists, support agents, or other platform users.
- Affiliate Link Hijacking & Ad Bidding: Bidding on “BudgetFitter” trademarks or branded keywords in search engine marketing (PPC), or distributing BudgetFitter referral URLs via unsolicited mass email (SPAM), malware, or unauthorized iframe injection.
- Interference with Merchant Attribution: Attempting to manipulate tracking headers, inject rogue cookie payloads, or circumvent our performance attribution mechanisms.
17. PLATFORM SECURITY & COMPUTER MISUSE ACT COMPLIANCE
Any attempt to probe, scan, test the vulnerability of, or breach the security or authentication measures of the Services without prior written authorization from FozDigital LTD constitutes a criminal offence under the UK Computer Misuse Act 1990 and related cybersecurity statutes. Security researchers discovering potential vulnerabilities must report them responsibly and confidentially to [email protected] without public disclosure until a fix is deployed.
18. USER GENERATED CONTRIBUTIONS & DEAL FEEDBACK
The Services may invite you to submit reviews, comments, ratings, feedback, support tickets, or deal accuracy reports (“Contributions”). Any Contribution you submit must adhere strictly to UK consumer protection standards and our community guidelines.
By posting Contributions, you represent and warrant that:
- Your Contributions are your original work and reflect genuine, firsthand consumer experience with the merchant or product in question.
- Your Contributions do not infringe the intellectual property, privacy, or proprietary rights of any third party.
- Your Contributions are not defamatory, libellous, obscene, threatening, racially offensive, or unlawfully discriminatory.
- Your Contributions do not contain commercial advertising, unsolicited promotions, self-referral links, or competitor affiliate links (“traffic hijacking”).
- Your Contributions do not contain malicious code, viruses, or phishing links.
19. CONTRIBUTION LICENCE
By posting Contributions to any public area of the Services, you automatically grant to FozDigital LTD an irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully paid, worldwide licence to use, copy, reproduce, adapt, publish, translate, create derivative works from, distribute, and display such Contributions across all current and future media formats and promotional channels.
You retain full copyright and ownership of your individual Contributions. We do not claim ownership of user-submitted text or reviews. You acknowledge that BudgetFitter acts solely as a passive hosting conduit under UK law and is not liable for user-generated statements, reviews, or opinions posted within public areas of the Services.
20. GUIDELINES FOR REVIEWS & ANTI-SABOTAGE RULES
When posting reviews or deal feedback on BudgetFitter:
- You must have genuine firsthand experience with the merchant, service, or offer being reviewed.
- You must not be employed by, affiliated with, or commercially incentivised by the merchant or a direct competitor of the merchant being reviewed, unless such affiliation is explicitly disclosed.
- You may not post fabricated, misleading, or paid reviews.
- You may not embed personal tracking links, coupon broker codes, or external redirect links. We reserve the right to automatically strip or reject any user review containing competing affiliate links.
We maintain full discretion to monitor, moderate, edit, or remove any Contribution that violates these guidelines or harms community integrity.
21. THIRD-PARTY WEBSITES, MERCHANTS & COMMERCIAL CONTENT
The Services contain outbound links to third-party merchant websites, booking platforms, digital storefronts, and service providers (“Third-Party Merchants”).
Independent Merchant Operation: Third-Party Merchants operate completely independently of BudgetFitter. We do not own, manufacture, sell, fulfil, ship, or warranty any goods, flights, hotel rooms, software subscriptions, or services offered by third-party retailers. When you click an outbound link or copy a discount code and navigate to a merchant’s website, you are entering into a direct commercial contract exclusively with that third-party merchant.
Merchant Terms & Policies: All purchases, subscriptions, bookings, customer support, delivery arrangements, and return/refund requests are governed exclusively by the applicable merchant’s own terms of service, privacy policy, and commercial warranties. BUDGETFITTER ACCEPTS NO LIABILITY OR RESPONSIBILITY WHATSOEVER FOR ANY TRANSACTIONS, DISPUTES, DEFECTIVE GOODS, CANCELLATIONS, OR LOSSES ARISING BETWEEN YOU AND ANY THIRD-PARTY MERCHANT.
No Mediation or Intermediary Obligations: BudgetFitter is strictly an independent savings intelligence and referral platform. Pursuant to the Contracts (Rights of Third Parties) Act 1999, BudgetFitter is not a party to any contract between you and a merchant. We have no legal duty, obligation, or capacity to act as an ombudsman, mediator, arbitrator, or customer service representative regarding your merchant disputes, failed deliveries, defective items, or refund claims, regardless of whether the merchant is an affiliate partner, sponsor, or featured brand. All merchant complaints must be resolved directly with the relevant seller, your payment card issuer, or appropriate consumer protection bodies.
22. MERCHANT INSOLVENCY & SERVICE NON-PERFORMANCE
BudgetFitter lists promotional offers and travel/commercial rates provided by independent third-party airlines, hotels, transport carriers, software companies, and retail merchants. In the event that a featured merchant suffers bankruptcy, administration, insolvency, liquidation, flight cancellations, strike actions, or operational shutdowns, BudgetFitter bears zero liability or financial obligation to refund, compensate, or rebook any purchases made through such merchants. Any claims for unfulfilled services or refunds must be directed exclusively to the merchant, their appointed administrator, or your payment card provider.
23. MERCHANT BILLING, AUTO-RENEWALS & SUBSCRIPTIONS
Many featured merchants (particularly cloud hosting providers, SaaS tools, and digital entertainment services) operate on recurring subscription models featuring discounted introductory terms followed by automatic renewal price adjustments.
No Billing Responsibility: BudgetFitter is not a payment processor, billing gateway, or subscription management provider. You acknowledge and agree that:
- BudgetFitter never collects, stores, or charges your credit card or payment credentials for merchant purchases.
- You are solely responsible for reviewing merchant renewal schedules, trial expiration dates, currency conversion rates, sales tax/VAT additions, and cancellation procedures before completing payment on the merchant’s website.
- BudgetFitter bears no responsibility or liability for subsequent subscription renewals, unexpected billing amounts, or difficulties experienced when cancelling recurring contracts with third-party merchants.
24. MULTI-CURRENCY CONVERSIONS & FX FLUCTUATIONS
While BudgetFitter is UK-anchored and quotes benchmark figures in British Pounds Sterling (£ GBP), our global coverage spans merchants transacting in US Dollars ($ USD), Euros (€ EUR), UAE Dirhams (AED), and other currencies. Any non-GBP currency conversions displayed on the Services are indicative approximations based on general market exchange rates. The final charge amount, foreign exchange spread, and international transaction fee applied to your purchase are determined exclusively by your issuing bank and the merchant’s payment processor.
25. AFFILIATE REVENUE DISCLOSURE & ADVERTISER RELATIONSHIPS
In full compliance with UK Advertising Standards Authority (ASA) guidelines, the Committee of Advertising Practice (CAP) Code, and international consumer protection standards:
Performance-Based Affiliate Links: BudgetFitter operates on an affiliate partnership model. Some of the outbound links, deal activation buttons, and promotional vouchers presented on the Services are affiliate tracking links. If you click through an affiliate link or use an exclusive attribution code and complete a qualifying purchase, the merchant or affiliate network may pay us a small commission. This commission comes at zero additional cost to you and funds our independent team, live testing infrastructure, and the Ally Rewards programme.
Editorial Independence: The presence of an affiliate partnership does not compromise our editorial objectivity or dictate our BudgetFitter Score (BFS). We regularly audit and highlight caveats, renewal price spikes, and policy limitations for partner brands as part of our consumer advocacy mission.
Sponsored Content: Where an advertiser or founding partner sponsors specific visibility placements, custom Stories, or featured modules, such placements are clearly labelled with “Sponsored” or “Ad” identifiers to ensure absolute transparency.
26. TAX OBLIGATIONS & PERSONAL REPORTING RESPONSIBILITY
You are solely responsible for determining, reporting, and remitting any applicable personal income tax, national insurance contributions, sales taxes, or other statutory levies arising from your receipt or redemption of Ally Rewards digital gift cards, vouchers, or promotional incentives in your country of tax residence. BudgetFitter does not provide tax advice and will not withhold or remit taxes on behalf of individual reward recipients unless required by statutory UK law.
27. SERVICES MANAGEMENT & SECURITY SAFEGUARDS
We reserve the right, but not the obligation, to:
- Monitor the Services for violations of these Legal Terms.
- Take appropriate legal action against anyone who violates the law or these Legal Terms, including reporting such users to law enforcement.
- Refuse, restrict access to, limit the availability of, or disable any user account or content that breaches our fair use or security standards.
- Manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the platform.
28. PRIVACY POLICY & DATA PROTECTION
We care deeply about data privacy, transparency, and data minimization. Please review our full Privacy Policy and Cookie Policy, which are incorporated into these Legal Terms.
By using the Services, you consent to the processing of your personal data in accordance with the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and our Privacy Policy. Our servers, databases, and primary data processing facilities are hosted securely within the United Kingdom and the European Economic Area (EEA).
29. TERM AND TERMINATION
These Legal Terms shall remain in full force and effect while you access or use the Services. WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR REGULATION.
If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party. You may also delete your account and personal data at any time via your member dashboard or by following the instructions in our Data Management Guide.
30. MODIFICATIONS, INTERRUPTIONS & FORCE MAJEURE
We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Services without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.
Force Majeure: We shall not be held liable or responsible for any failure to perform, service downtime, or delayed reward distribution caused by events beyond our reasonable control, including acts of God, cloud hosting infrastructure outages, distributed denial of service (DDoS) attacks, telecommunications failures, electrical grid failures, pandemic lockdowns, war, civil unrest, or statutory government mandates.
31. GOVERNING LAW & JURISDICTION
These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law principles. FozDigital LTD and yourself irrevocably agree that the courts of London, England shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Legal Terms.
32. DISPUTE RESOLUTION & BINDING ARBITRATION
Informal Dispute Resolution
To expedite resolution and minimise legal costs, you and FozDigital LTD agree to first attempt to resolve any dispute, controversy, or claim arising out of or relating to these Legal Terms (“Dispute”) informally for at least thirty (30) days before initiating formal legal proceedings. Informal negotiations commence upon written notice sent to [email protected].
Arbitration Option
If the Parties cannot resolve a Dispute informally, either Party may elect to resolve the Dispute finally and exclusively by binding arbitration administered under the rules of the London Court of International Arbitration (LCIA). The seat of arbitration shall be London, United Kingdom. The language of arbitration shall be English, and the tribunal shall consist of a single sole arbitrator.
33. CLASS ACTION & REPRESENTATIVE PROCEEDING WAIVER
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ALL DISPUTES, CLAIMS, AND CONTROVERSIES MUST BE BROUGHT IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF, CLAIMANT, OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR REPRESENTATIVE PROCEEDING.
Unless both you and FozDigital LTD agree otherwise in writing, no arbitrator or court may consolidate more than one person’s claims or preside over any form of representative or class proceeding.
34. CORRECTIONS & PRICING ACCURACY
While our Savings Strategists manually test and verify discount codes and promotions, commercial terms, pricing tiers, domain renewal rates, and voucher expiry dates are established independently by third-party merchants. Merchants may amend, expire, or restrict promotions without prior notice. BudgetFitter does not guarantee that every code or promotional rate displayed on the Services will be accepted by a retailer at checkout. You must verify the final basket price and terms directly on the merchant’s checkout before completing payment.
35. FINANCIAL & PROFESSIONAL ADVICE DISCLAIMER
BUDGETFITTER IS AN INDEPENDENT INFORMATIONAL AND SHOPPING SAVINGS PLATFORM. WE ARE NOT A FINANCIAL INSTITUTION, BANK, CREDIT BROKER, LENDER, OR FINANCIAL ADVISOR.
Nothing published on our Website, Mobile App, Extension, or Newsletter constitutes financial advice, investment counsel, tax guidance, or credit brokering. All tools, quizzes, calculators, and comparisons are provided solely for general educational, illustrative, and informational convenience. Before making significant financial commitments or entering into long-term credit contracts, you should consult an independent, qualified professional advisor.
36. GENERAL DISCLAIMER OF WARRANTIES
THE SERVICES ARE PROVIDED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE UK LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY, COMPLETENESS, OR TIMELINESS OF THE CONTENT OR THE PRACTICES OF ANY THIRD-PARTY WEBSITES LINKED TO THE SERVICES. WE ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (2) PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR USE OF THE SERVICES; (3) UNAUTHORISED ACCESS TO OR USE OF OUR SECURE SERVERS; (4) ANY BUGS, VIRUSES, OR MALICIOUS CODE TRANSMITTED THROUGH THE SERVICES BY ANY THIRD PARTY; OR (5) ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR MADE AVAILABLE VIA THE SERVICES.
37. STRICT LIMITATIONS OF LIABILITY & AGGREGATE CAP
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL FOZDIGITAL LTD, ITS DIRECTORS, EMPLOYEES, AFFILIATES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF CONTRACTS, LOSS OF DATA, LOSS OF SAVINGS, OR OTHER COMMERCIAL LOSSES ARISING FROM YOUR ACCESS TO OR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
AGGREGATE LIABILITY CEILING: NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING OUT OF OR IN CONNECTION WITH THESE LEGAL TERMS OR YOUR USE OF THE SERVICES, REGARDLESS OF THE CAUSE OF ACTION (WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE), WILL AT ALL TIMES BE STRICTLY LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO FOZDIGITAL LTD DURING THE SIX (6) MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO LIABILITY, OR A MAXIMUM AGGREGATE SUM OF £100.00 GBP (WHICHEVER IS LOWER).
STATUTORY RIGHTS PRESERVATION: NOTHING IN THESE LEGAL TERMS EXCLUDES OR LIMITS OUR LIABILITY FOR (A) DEATH OR PERSONAL INJURY CAUSED BY OUR NEGLIGENCE; (B) FRAUD OR FRAUDULENT MISREPRESENTATION; OR (C) ANY OTHER LIABILITY THAT CANNOT LAWFULLY BE EXCLUDED OR LIMITED UNDER THE LAWS OF ENGLAND AND WALES (INCLUDING MANDATORY CONSUMER RIGHTS UNDER THE CONSUMER RIGHTS ACT 2015).
38. INDEMNIFICATION
You agree to defend, indemnify, and hold harmless FozDigital LTD, its subsidiaries, affiliates, officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable legal fees, made by any third party due to or arising out of: (1) your Contributions; (2) your use of the Services; (3) your breach of these Legal Terms; (4) your breach of any representation or warranty set forth in these Terms; (5) your violation of the rights of a third party, including intellectual property rights; or (6) any overt harmful act toward any other user of the Services with whom you connected via the Services.
39. USER DATA & SYSTEM BACKUPS
We maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, user preferences, Deal Feed subscriptions, and Ally Rewards claims. Although we perform regular automated backups of platform data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services.
40. ELECTRONIC COMMUNICATIONS, TRANSACTIONS & SIGNATURES
Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing.
YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES.
41. MOBILE APPLICATION, IN-APP WEBVIEWS & EXTENSION LICENCE
Application Licence Grant
If you access our Services via our native Mobile Applications (iOS / Android) or our Chromium Browser Extension, we grant you a revocable, non-exclusive, non-transferable, limited licence to install and execute the application on personal devices owned or controlled by you, strictly in accordance with these Legal Terms.
In-App WebViews & Merchant Checkout Flow
When opening merchant links or claiming codes within our Mobile Application, browsing sessions may be handled via secure In-App Browser components (such as Apple SFSafariViewController or Android Custom Tabs) or handed off to your default device browser. BudgetFitter does not process, sell, or deliver digital in-app goods requiring Apple In-App Purchase (IAP) or Google Play In-App Billing; all merchant purchases represent standard physical or digital retail transactions concluded directly on external merchant web infrastructure.
Browser Extension Passive Compatibility
The Browser Extension is provided as a passive shopping convenience tool. We do not warrant that the Extension will be compatible with every merchant checkout interface or operating system. Featured merchants maintain the right to request suppression of their domain from extension displays, and extension operation remains subject to third-party website DOM configurations.
App Distributor Terms (Apple iOS & Google Android)
The following terms apply when you download our Mobile Application from the Apple App Store or Google Play Store (each an “App Distributor”):
- Scope of Licence: The licence granted to you is non-transferable and limited to using the application on a device running Apple iOS or Google Android, subject to the applicable usage rules in the App Distributor’s terms of service.
- Maintenance & Support: FozDigital LTD is solely responsible for providing maintenance and support for the Mobile Application. You acknowledge that App Distributors have no obligation whatsoever to furnish maintenance or support services.
- Third-Party Beneficiary: You acknowledge and agree that Apple and Google, and their respective subsidiaries, are third-party beneficiaries of these Legal Terms regarding the mobile application licence, and upon your acceptance of these Terms, each App Distributor will have the right to enforce these terms against you as a third-party beneficiary.
42. MISCELLANEOUS & SEVERABILITY
These Legal Terms and any operating policies or notices published by us on the Services constitute the entire agreement and understanding between you and FozDigital LTD. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision.
If any provision or part of a provision of these Legal Terms is determined to be unlawful, void, or unenforceable, that provision or part is deemed severable from these Legal Terms and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Legal Terms or use of the Services.
43. CONTACT US
If you have any questions, feedback, or complaints concerning these Legal Terms or the Services, please contact us at:
FozDigital LTD (t/a BudgetFitter)
Company No: 13470802 | ICO Registration: ZB348787 | Trademark: #UK00004088233
124 City Road, London, EC1V 2NX, United Kingdom
Support Email: [email protected]
Partnerships Email: [email protected]
Web Contact: https://budgetfitter.uk/contact-us/







