Specialist Over-50s and Medical Pre-Existing Condition Travel Insurance
Save up to 20% off your base premium as a new customer with this Staysure referral offer. Click to visit the site and claim your discount at the payment page.
Claim your £5 when you cashback offer at Staysure. Valid for new customers via BudgetFitter Ally Rewards.
Prioritise safety with unlimited medical emergency expenses on Staysure's Signature or Comprehensive plans. Click to secure this Staysure offer on the quote page.
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Founded in 2004 in Northampton, United Kingdom by insurance entrepreneur Ryan Howsam under parent group Howserv Limited, Staysure is Britain’s most acclaimed specialist travel insurance provider for the over-50s and travellers with pre-existing medical conditions. Authorised and regulated by the Financial Conduct Authority (FCA FRN 476163) and holding Defaqto 5-Star ratings alongside consecutive British Travel Awards from 2016 through 2025, Staysure has insured more than 10 million British holidaymakers across the globe.
Whether you are planning a relaxed European city break, embarking on a multi-destination world cruise with specialized Cruise Plus protection from £45, or declaring complex chronic health conditions with no upper age limit, arranging your policy with a verified Staysure Discount Code secures up to 20% off standard base premiums. Our consumer insurance audit at BudgetFitter confirmed that Staysure completes bespoke medical screening in under 3 mins, delivers official policy certificates to your email within 24 hours of purchase, and provides emergency medical evacuation cover up to unlimited expenses on flagship Signature policies.
Staysure tailors comprehensive medical and cancellation protection to complex holiday requirements:
Evaluate medical expense limits, cancellation compensation, baggage protection, and 24/7 Travel Doctor access across Staysure’s core insurance tiers:
| Staysure Policy Tier | Medical & Cancellation Limits | Included Policy Benefits | Target Traveller Profile |
|---|---|---|---|
| Staysure Basic Cover | £5m medical / £500 cancellation | Standard emergency medical & pre-existing condition screening | Budget-conscious travellers wanting essential emergency medical cover |
| Staysure Comprehensive | Unlimited medical / £5,000 cancellation | 24/7 Travel Doctor video GP consults, £2.5k baggage & delay cover | Recommended core cover for European and worldwide holidaymakers |
| Staysure Signature Cover | Unlimited medical / £10,000 cancellation | Zero policy excess, £2.5k baggage & enhanced gadget protection | Luxury holidaymakers, long-haul travellers & cruise passengers |
| Avanti Travel Insurance | Specialist sister policy limits | Pre-existing chronic medical specialist, reviewed via Avanti Travel Insurance | Senior travellers seeking sister brand umbrella medical underwriting |
Select the level of cover matching your holiday investment and medical reassurance needs:
Protect your claim validity and holiday budget with these vital recommendations from BudgetFitter’s insurance editors:
Complete your medical screening, select your policy, and apply your promo code in five simple steps:
To discover more savings across travel insurance policies, emergency medical protection, and holiday assistance, explore BudgetFitter’s canonical Travel Services Hub. Senior travellers, over-50s holidaymakers, and individuals managing pre-existing health conditions can also coordinate their wider trip logistics with verified partner perks, including sister company Avanti Travel Insurance for specialist medical travel policies tailored to complex chronic conditions, Currensea for zero-FX international debit card spending linked directly to your existing UK bank account, Firsty for instant cross-border travel eSIM mobile data connectivity across 160+ countries, Seatfrog for secret bidding on first-class UK rail upgrades on airport train connections, Carla Car Rental for flexible global car hire with free cancellation options, Q-Park for secure pre-booked airport and city centre parking, The Gym Group for flexible 24/7 UK gym access to maintain mobility and cardiovascular health before departure, BookBeat for streaming bestselling audiobooks on the beach or during long flights, and Capital on Tap for 1% cashback commercial credit cards for business travel expenses.
Clear answers on Staysure voucher codes, checkout terms, and verified savings.
Generate your travel insurance quote on staysure.co.uk via our verified BudgetFitter deal link, complete the medical screening, and apply the promo code in the promo box to deduct up to 20% from your base premium.
No, Staysure has no upper age limit on single-trip policies, providing comprehensive medical and cancellation cover for travellers in their 60s, 70s, 80s, and beyond.
Staysure's online medical screening assesses thousands of conditions including heart disease, diabetes, cancer, and arthritis, providing tailored cover for 97%+ of declared health conditions.
Included on Comprehensive and Signature policies, Travel Doctor provides 24/7 video consultations with English-speaking General Practitioners while you are travelling abroad.
Standard Annual Multi-Trip policies cover individual trips up to 35 days (extendable up to 50 or 100 days for travellers under 70), ensuring flexible worldwide holiday cover.
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